ProviderTier$/moBillingBest forUser
AiderOpen SourcePAYGfree+byokTerminal-native pair programming, BYOKindividual
Augment CodeCommunityPAYGfreeTrying Augment Context Engineindividual
ClineOpen SourcePAYGfree+byokBYOK-first VS Code / JetBrains workflowsindividual
CursorFreePAYGfreeTrying Cursorindividual
Kilo GatewayFreePAYGfree+byokTrying the gatewayindividual
LovableFreePAYGfreeVibe-coders / non-developersindividual
Nous PortalFreePAYGfreeTesting the Portal setupindividual
OpenCodeOpen SourcePAYGfree+byokTerminal-native agent with 75+ provider supportindividual
ReplitStarterPAYGfreeLearning, portfolio projectsindividual
Roo CodeOpen SourcePAYGfree+byokBYOK with custom modes per task typeindividual
WindsurfFreePAYGfreeEvaluation onlyindividual
z.ai GLMCoding Lite$3subscription+throttleHeavy-but-cheap Chinese coding model useindividual
GitHub CopilotPro$10subscription+creditsCheap IDE integrationindividual
z.ai GLMCoding Pro$15subscription+throttleFull-time GLM coding agent workindividual
GitHub CopilotBusiness$19subscription+creditsTeams under 50
Kilo GatewayKilo Pass$19subscription+creditsMulti-model development without juggling BYOKany
Augment CodeDeveloper$20subscription+creditsIndividual devs with large codebasesindividual
ChatGPTPlus$20subscriptionBackup general-purpose model in Hermes via OAuthindividual
Claude CodePro$20subscriptionTerminal agent for serious coding workindividual
ClineTeams$20subscription+byokEngineering teams using Cline with JetBrains
CursorPro$20subscription+creditsEditor-bound pros + Agentindividual
Nous PortalPlus$20subscription+creditsHermes Agent users who want a single auth + monthly creditsindividual
ReplitCore$20subscription+creditsSolo devs who want cloud IDE + agentindividual
WindsurfPro$20subscription+quotaMulti-model IDE with proprietary SWE modelsindividual
LovablePro$25subscription+creditsNon-developers building polished MVPsindividual
ReplitTeams$35subscription+creditsSmall-mid teams (5-15 devs)
GitHub CopilotPro+$39subscription+creditsPro users who burn through 300 credits fastindividual
CursorBusiness$40subscription+creditsTeams needing Cursor with admin
WindsurfTeams$40subscription+quotaTeams needing IDE with quotas
Sourcegraph CodyEnterprise$59subscriptionEnterprises with multi-repo codebase needsenterprise
Augment CodeTeam$60subscription+creditsTeams needing deep codebase context
z.ai GLMCoding Max$80subscription+throttlePower users who want newest GLMindividual
GitHub CopilotMax$100subscriptionHeavy individual Copilot usersindividual
CursorPremium$120subscription+creditsHeavy Cursor users (new June 2026)individual
Augment CodeEnterprise$200subscription+creditsEnterprise with compliance needsenterprise
Claude CodeMax$200subscriptionAlways-on Opus coding at scaleindividual
WindsurfMax$200subscription+quotaHeavy Windsurf usersindividual
Kilo GatewayPay-as-you-goPAYGper_tokenPer-token without subscriptionany
OpenRouterEnterprisePAYGcustomHigh-volume teamsenterprise
OpenRouterPay-as-you-goPAYGper_tokenOne API key, every modelany
Skynet LiteLLMPay-as-you-go (private proxy)PAYGper_tokenHerman's daily driver (minimax-m3)individual
z.ai GLMPay-as-you-go APIPAYGper_tokenBYOK into Kilo Gateway or OpenRouterany